COVID-19 Business Resources

Our community is united. The Gilbert Chamber continues to serve as the advocate for local businesses and a champion for a stronger Gilbert. Please reach out to share your input and ideas as we work to serve you and other businesses in our community.

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Local Updates: Navigating Economic Disruption Together

Social Media Groups & Marketing

Partner Agency Information

Funding and Loan Assistance

Local Banking Resources

Non-SBA Funding Assistance

Small Business Administration (SBA)

  • Economic Injury Disaster Loan (Coronavirus Preparedness and Response Supplemental Appropriations Act): These loans may be used by small businesses to pay fixed debts, payroll, accounts payable and additional bills that can’t be paid because of COVID-19’s impact.
    • The interest rate is 3.75% for small businesses without other available means of credit.
    • The interest rate for non-profits is 2.75%. Businesses with credit available elsewhere are not eligible.
    • The SBA loans come with long-term repayments, up to a maximum of 30 years, in an effort to keep payments affordable. Loan terms are determined on a case-by-case basis, according to individual borrower’s ability to repay.
    • An advance of $10,000 will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.
    • To apply for a COVID-19 Economic Injury Disaster Loan, click here or view more details here: SBA PowerPoint Presentation
  • Payroll Protection Program (Coronavirus Preparedness and Response Supplemental Appropriations - CARES - Act): Small businesses with 500 or fewer employees—including nonprofits, veterans organizations, tribal concerns, self-employed individuals, sole proprietorships, and independent contractors— are eligible. Businesses with more than 500 employees are eligible in certain industries. Under this program:
    • Funds are provided in the form of loans that will be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.
    • Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.
    • Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
    • You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating. All loans will have the same terms regardless of lender or borrower. A list of participating lenders as well as additional information and full terms can be found at HERE.
    • Payroll Protection Program Borrower Information Sheet
    • Payroll Protection Program Application
    • Payroll Protection Program FAQ's
    • Payroll Protection Program FAQ's as of 4/6/2020
    • If you are a lender, more information can be found HERE
  • The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis. Under this program:
    • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
    • The SBA will pay the principal and interest of current 7(a) loans for a period of six months.
  • Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.
    • Up to $25,000
    • Fast turnaround
    • Will be repaid in full or in part by proceeds from the EIDL loan
    • Click here for a list of qualified SBA lenders in Arizona

Internal Revenue Services (IRS)

Resources and References

Education and Community Needs

Public Safety

  • The Gilbert Police Department offers Patrol Watch for residents and businesses when occupants will be absent for a period of time (vacations, closures, etc.). If you plan to temporarily close your business, consider submitting a Request for Patrol.


  • Message from APS: "While most of the answers will come from the public health experts, we at APS can remove one bit of uncertainty: if you are having difficulty paying your energy bill during this time, we will not shut off power for non-payment, and we are waiving late fees as well."
  • Message from SRP: "SRP management has decided to temporarily halt disconnections of all customers and waive late fees during the COVID-19 pandemic."